Privacy Policy
We are committed to protecting your personal information. This privacy policy details how we collect, use, store, and protect your data.
Last Updated: December 2024
To provide quality U.S. credit card application services, we need to collect the following types of information:
Personal Identity Information
- Full name (Chinese and English)
- Email address
- Phone number
Financial Information
- Credit card preferences and needs
- Spending habits and categories
Technical Information
- Website usage data and cookies
- Access times and page view records
The information we collect is used for the following purposes:
- Provide U.S. credit card application tutorials and agency services
- Assess your application eligibility and recommend suitable credit card products
- Process your service orders and payments
- Provide customer support and technical services
- Send service-related notifications and updates
- Improve our service quality and user experience
- Comply with legal requirements and prevent fraud
- Conduct data analysis to optimize service processes
We commit to not selling your personal information. We may share your information in the following circumstances:
Service Providers
Share necessary information with trusted third-party service providers such as payment processing, email services, data analysis, etc. These partners are bound by strict confidentiality agreements.
Legal Requirements
When required by law or government agencies, we may need to disclose your information to comply with legal obligations.
Business Transfers
In the event of company mergers, acquisitions, or asset transfers, your information may be transferred as part of business assets.
Security Protection
To protect our rights, property, or safety, as well as the safety of users or the public.
We employ industry-standard security measures to protect your personal information:
Encrypted Transmission
Use SSL/TLS encryption technology to protect data security during transmission.
Access Control
Strictly limit access to personal information, only authorized personnel can access.
Data Backup
Regular backup of important data to ensure data integrity and recoverability.
Security Monitoring
24/7 security monitoring system to detect and respond to potential security threats promptly.
Staff Training
Regular data protection and privacy security training for employees.
Compliance Audits
Regular security audits and compliance checks to ensure compliance with relevant regulations.
According to relevant laws and regulations, you have the following rights:
Right of Access
You have the right to know what personal information we have collected about you and how we use it.
Right of Rectification
If you find that the information we hold about you is inaccurate or incomplete, you have the right to request correction.
Right of Erasure
Under certain circumstances, you have the right to request that we delete your personal information.
Right to Restrict Processing
In certain situations, you have the right to request that we restrict the processing of your personal information.
Right to Data Portability
You have the right to obtain your personal information in a structured, commonly used, and machine-readable format.
Right to Object
You have the right to object to our processing of your personal information based on legitimate interests.
If you have any questions about this privacy policy or need to exercise your rights, please contact us through the following methods:
Email: support@uscardbiz.com
Response Time: We will respond within 24 hours